FINANCE DEPARTMENT

If you are ready for a new or newer vehicle for yourself or a loved one, you can get a fair auto loan with the finance department at Burlington Hyundai whether you live in Burlington, Marlton, NJ, or Philadelphia PA.

Burlington Hyundai’s in-house finance department can help you get into a used vehicle or a new Hyundai TUCSON, SANTA FE, ELANTRA, or another great Hyundai model. Our finance department works hard for you to get the financing you need to buy the vehicle you want.

Financing Options for Everyone

At Burlington Hyundai’s finance department, we will work with you regardless of your credit history. We understand that sometimes life happens, and financial setbacks occur. We want to work with you for a second chance because everyone deserves one.

Some loans, like subprime loans, come with a higher interest rate, but they can be affordable with our help, so we can get you into a loan that is agreeable to your budget. We want to help you get into a Hyundai model that suits your needs. Once your loan is approved and you make on-time payments, your credit will improve.

Loan Process

You can begin the process by completing the finance application online. Once your application is complete, our team will review it and work hard to get you the right loan. When you get pre-approved, the fun begins. You will know how much you have to work with, and you can begin shopping for your new or pre-owned Hyundai.

Other considerations include the loan amount, down payments, if applicable, and trade-ins. If you don’t have a down payment or a trade-in, you may still qualify for a loan. Once approved, our team will review the details with you to ensure the loan works for you. You are not required to use our financial assistance even after you complete the application.

Our in-house financing is often one of your easiest resources to use because we have several loan options for you to choose from. Filling out your loan application works for all loans, so you needn’t worry about completing multiple documents.

Our team will also let you know if you qualify for any discounts or special offers, which may lower the cost of the vehicle you want. We will discuss purchasing options like gap insurance and extended warranty information, and we can work that into your loan.

Leasing or Financing – Which is Right for Me?

Aside from buying, leasing or financing will be the way to acquire your future wheels. Both methods offer great benefits, so your decision will come down to personal preference.

Leasing

If you enjoy driving a new car every few years, leasing is for you. Leasing, in essence, is a multi-year rental agreement between the lessee and the leasing company in which you’re expected to return the vehicle after the agreement ends. Because of this, leasing is often cheaper than financing because you won’t own the car – you’re just paying for the depreciated value.

Another factor that makes leasing an attractive option is that routine maintenance will usually be covered under a warranty. Of course, you’ll be responsible for repairs if needed, but services like oil changes and tire rotations will be taken care of by the dealership.

Financing

Financing is a great option for drivers who are in it for the long haul. Once a financed car is paid off, you’ll own it outright. After you receive the title, you can customize it any way you want or sell it to whomever you want.

When you finance a car, you’re taking out a loan and opening a new line of credit in the process. Making timely payments means you’ll increase your score over time. As the car ages, you can consider refinancing your auto loan to lower the monthly payment and interest rate. Your auto insurance payment may decrease if you keep a clean driving record.

Though financing can sometimes be a bigger financial undertaking than leasing, you’ll have more options. You can finance new and pre-owned vehicles.

If you have questions about leasing or financing, our finance team is happy to help!

Shop Online with Express Store

These days, online shopping is the way to go for many people. The convenience of using your phone or laptop to get anything you need in seconds can’t be ignored. So, why shouldn’t buying your next car be any different?

We’ve recently partnered with Express Store, a virtual online store, to help you lease, finance, or purchase your next car by following a simple six-step process that includes:

• Choosing your vehicle from any of our inventories.
• Reviewing a preliminary price sheet with local taxes and other fees applied.
• Valuing your trade (optional step). You’ll be contacted with an estimate within three business hours.
• Providing necessary documents, including a valid driver’s license and proof of auto insurance. If you’re purchasing the vehicle outright, you must complete an additional form during this step.
• Reviewing finalized price sheet with trade credit applied.
• Completing the transaction and scheduling pickup or delivery.

We can send a Delivery Specialist to your location with your new-to-you vehicle, so you don’t have to move a muscle! On your scheduled delivery date, the specialist will collect your trade, set up your Bluetooth®, and walk you through other features you want to learn more about before hitting the road!

Finance Your Vehicle with Burlington Hyundai

We are here for you, so call, come by, or go online and let us help you get into your new or used vehicle when you complete the application for financing.

Our team is excited to show you around and help you find the vehicle that works for your personal and financial goals in Burlington, Marlton, NJ, or Philadelphia, PA. If you have any questions about the financing process at Burlington Hyundai, don’t hesitate to give us a call or visit us in Burlington to speak to a friendly finance professional.